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High-Risk Merchants and Rolling Reserves: Everything You Need to Know
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If you’ve been navigating the world of payment processing, you’ve probably heard the terms “high-risk merchant” and “rolling reserves” thrown around a lot. It can be a bit overwhelming to figure out what these mean and how they affect your…
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Understanding Chargebacks in the Payment Industry: A Complete Guide for Merchants
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If you’re in the payment industry or running a business that processes credit card payments, you’ve probably encountered chargebacks. They can feel like a nightmare lost revenue, processing fees, and the frustrating feeling of dealing with something out of your…
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ISO 8583: Message Structure
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If you’ve ever worked on a payment switch, POS terminal integration, or bank-to-bank transaction processing, you’ve probably encountered the mysterious and often misunderstood beast known as ISO 8583. When I first touched it in one of our payment switch projects,…
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ISO-8583: Understanding Message Type Indicator
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Hey there! If you’ve ever worked with payment systems, especially in the realm of financial transactions, you’ve probably encountered ISO 8583. This standard is the foundation for electronic transactions across ATMs, POS terminals, and online payment gateway. One of the…
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ISO-8583: Understanding Data Elements
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If you’ve ever worked with payment processing, especially in integrating POS terminals, ATM transactions, or online payment gateways, you’ve probably encountered ISO-8583. It’s that cryptic-looking standard that governs financial transactions across the world. When I first dealt with ISO-8583 in one of…
About Me

Hi I’m Assi—I’m dedicated to advancing cashless payment technology and sharing insights with fellow developers and solution architects on my blog, Cashless Nomad. I embrace a mobile lifestyle by replacing cash with digital payments, enabling seamless transactions anywhere. Going cashless keeps me connected, agile, and financially flexible—perfect for traveling light and skipping currency hassles.
Checkout my other blogs at marai.dev